Took a loan against my LIC policy because my cousin's college friend swore he had the "next Bitcoin." Credentials were basically "trust me, bro."
Coin's down 96% now. Loan interest still shows up every single month like clockwork.
The guy who sold me the idea has either deleted his account completely or found enlightenment somewhere without wifi.
Only thing that actually compounded the way it was supposed to was the interest on that loan.