Back in 2020 my mother started a 500 monthly gold ETF SIP. And honestly, we treated it as a bit of a joke at first. Tiny amount, nothing serious. Her whole reasoning was just, "beta, gold never really goes down for long." That was the entire investment thesis. No analysis, no charts, just quiet conviction.
Years went by. And in those years basically every other asset class in our family's portfolio went through the wringer. Stocks swinging wildly, my F&O adventures, all the volatility you can imagine. Numbers we'd anxiously check and re-check, hearts sinking on red days.
And through all of it, her little gold SIP just sat there, calm. Slowly, steadily doing its thing. No drama, no scary drawdowns, no sleepless nights attached to it.
At this point hers is the one number in the entire family portfolio that nobody worries about. Nobody stresses over checking it. The 500 "joke" turned out to be the most stable, most dependable thing any of us own. My mother, with zero market knowledge and one simple belief, quietly out-invested all of us.