This was 2021. My father was in the hospital, and before he was admitted he handed me his login "just to keep an eye on the SIPs." That was the entire scope of what he asked. Nothing more.
It wasn't stealing, exactly. But it wasn't what he trusted me with either. While he was in there, I convinced myself I could grow his money faster than those boring SIPs ever would. So I moved a chunk of his retirement fund into F&O, fully certain I'd have it up before he even came home.
I lost 30% of it before he was discharged. His retirement money, the thing he'd spent his whole life building, down almost a third, in the span of a hospital stay.
I told him the day he came home. Couldn't sit on it. And he didn't shout. Didn't lecture me, didn't get angry. He just went quiet. That silence was worse than anything he could have said. I still hear it.