Been trading 0DTE SPY options on lunch breaks for six months, small wins here and there, felt untouchable. Yesterday CPI print came in hot, panic-bought puts thinking market tanks, market ripped instead. Watched $31k evaporate in eleven minutes on Robinhood, refreshed the app like it would change. That money was sitting in a brokerage "for emergencies" that was actually my daughter's 529 overflow. Told myself I'd win it back before month end so it never becomes a conversation. Been rehearsing how to explain a missing $31k for two days now. The sub told me CPI days were "free theta" if you time it right. Nobody timed anything right yesterday.