I was a senior manager with a good salary and everyone assumed I was financially secure. Secretly, I had lost ₹13 lakh in options and was using credit cards to maintain my lifestyle.

My closest female friend discovered the truth when my card was declined during dinner. I broke down and told her everything. She did not lend me money, but she came home the next day with a spreadsheet and forced me to list every debt. That was the beginning of my recovery.