I had been trading from an office I rented specifically for F&O. My family thought I was running an online consulting business. In reality, I spent every day watching Bank Nifty charts and taking increasingly large positions. A sequence of bad expiry trades pushed my total loss beyond ₹63 lakh.

One evening, after a particularly bad session, I switched off my phone and sat alone in the office for hours. A friend became worried and called my father. My father drove nearly 200 kilometres at night to get me. He did not discuss money in the car. He just took me home, and the next morning we started listing the debts.