I was a businessman and my family lived comfortably. After a series of leveraged losses, I had to explain to my teenage son that our finances had changed. We sold our luxury car and moved him from an expensive international programme to a more affordable school arrangement.

He never complained. In fact, he stopped asking for things completely. That broke me because I could see a child adjusting his dreams to his father's mistakes. My ₹1.3 crore loss changed more than our bank balance; it changed the way my son experienced his teenage years.