I’ve been investing in mutual funds for about a year now, but I’ve rarely seen my portfolio in profit. I understand that I’m investing for the long term, but it still makes me question whether I’m making the right financial decisions.
At this point, I’m confused—
Should I reconsider the funds I’ve selected, or just stay patient and see this as an opportunity to accumulate more units while the market is down?
My profile:
- Age: 22
- Profession: Software Developer
- Risk tolerance: Moderate to High
- Investment horizon: 15–20 years
How I selected funds:
I watched a few YouTube videos and chose funds that seemed aligned with a long-term strategy.
